Monday, August 24, 2009

Tips for Seniors: I. Health Care

The Proposed Health Care Bill promises many changes in how and how much seniors will have to pay for health care. Here are some tips on how to avoid these changes:

1. Seniors can circumvent the proposed upper limit on co-payments to physicians by simply tipping the physician the amount of your customary co-payment once that limit is reached. To be fair, 50% tip should be given directly to your physician and 50% sent to your insurance company.

2. To continue the gap in prescription coverage once your former life-time limit in coverage is reached, simply send the full cost of your prescriptions to the pharmaceutical company. (In some States it may be possible for you to give the extra dollars directly to the pharmacy.)

3. Opt out of Medicare. $35 a month for insurance is a ridiculously low amount. Insist on paying for private health insurance.

No comments: